IMPORTANT: Please read these Official Rules before entering AnyDay $30 Instagram Giveaway (the “Contest”) presented by AnyDay, a division of XTM Inc. (“Sponsor”). By entering the Contest, you agree to the terms of these Official Rules. These Official Rules shall govern in the event of any inconsistency with other Contest-related materials. XTM Inc. is the sole sponsor of this Contest, which is in no way sponsored, endorsed, administered by, or associated with Facebook, Instagram or Meta.

NO PURCHASE NECESSARY TO ENTER OR WIN.

‍ELIGIBILITY: The Contest is open to residents of Canada (excluding Quebec), who have reached the age of majority in their province or territory of residence at time of entry. Both nominee and nominator must have AnyDay accounts to be eligible. The nominee & nominator Instagram accounts must both be public in order to be eligible — this is to allow AnyDay to contact the winner via Instagram direct message. Contest is subject to all applicable laws and regulations. LIMIT TWO ENTRIES PER PERSON UNLESS OTHERWISE SPECIFIED IN MODE OF ENTRY. VOID WHERE PROHIBITED OR RESTRICTED. Employees of Sponsor, its parents, subsidiaries, affiliates, suppliers, and agencies, and their immediate family members and persons living in their household are not eligible to enter the Contest.

ENTRY PERIOD: The Contest begins at 1:00 PM (Eastern Time) on May 6th, 2024, and ends at 11:59 PM (Eastern Time) on May 16th, 2024.

HOW TO ENTER: Enter by following @anydayfinancial on Instagram, liking the post calling for entries, and leaving a comment on the post filling in the blank:  “The most helpful thing about getting paid everyday with AnyDay is ____” 

In the case of a dispute, entries will be deemed made by the authorized holder of the applicable social network account and/or email address used for entry. Automated entries are prohibited, and use of any automated devices will result in disqualification. Sponsor is not responsible for incorrect or inaccurate entry of information by entrants; lost or late entries or transmissions; interrupted or unavailable network, server, or other connections; scrambled transmissions or other errors or problems of any kind whether mechanical, human, or electronic, technical malfunctions of any computer hardware, software, or any combinations thereof; or problems associated with any virus or any other damage caused to entrants’ systems. Incomplete or ineligible entries will be voided.

All entries become the property of Sponsor and will not be returned. If for any reason the Contest is not capable of being conducted as described in these rules, Sponsor shall have the right to cancel, terminate, modify or suspend the Contest. Comments and/or posts including photographs may not include obscene, offensive or inappropriate (in Sponsor’s sole and absolute discretion) material or defame any person, or otherwise infringe on any person’s proprietary rights. If you are posting a photograph, you must have permission from the photographer (or be the photographer yourself) and have permission from any persons who appear in the photo before submitting it.

PRIVACY POLICY: All information submitted in connection with entry to this Contest shall be governed by Sponsor’s privacy policy at https://www.paidanyday.com/privacy-policy. By entering this Contest, you acknowledge that you have read and agree to this privacy policy.

PRIZE(S):

Three (3) winners will each receive one (1) $30 transfer to their AnyDay Financial wallet.

(Approximate Retail Value (“ARV”) = $90.00)

No transfer or cash or other substitution of all or part of a prize is permitted, except by Sponsor, which reserves the right, in its sole discretion, to substitute the prize or prize component with another of comparable or greater value. Any and all taxes on the prize will be the responsibility of the Winner. Sponsor shall not be responsible for any delays, damage in the delivery of the prize, and/or loss of any prize in connection with delivery of the prize via mail. In the event that there is an insufficient number of eligible entries, Sponsor reserves the right not to award the prizes.

WINNER SELECTION: Three (3) winners will be selected in a random drawing on March 13th, 2024 from all eligible entries received by the entry deadline. The odds of winning depend on how many eligible entries have been received. Winners will be notified via a comment by Sponsor that he/she/they is a potential winner and Sponsor will provide an Direct Message to the Sponsor where he/she/they can make a prize claim and provide further contact details (email address associated with their AnyDay Financial wallet). Winner must respond to such notifications within ten (10) days of receipt. Winner must provide Sponsor with full contact details in order to be awarded the prize. 

NOTE: Selected entrant/s will be required to answer a time-limited arithmetic skill-testing question in order to qualify as the Winner.

Noncompliance with these conditions may result in forfeiture of the Prize, and Sponsor reserves the right to select alternate winners (in random drawing from other eligible entries received before the deadline) in such circumstances. If winner notification of the Prize is returned as undeliverable, Sponsor may, at its discretion, select an alternate winner.

DISCLAIMERS: By competing in this Contest and/or accepting the prize, entrants agree that Sponsor, Instagram and their respective parent companies, assigns, subsidiaries and affiliates, and advertising, promotion and fulfillment agencies and all of their respective employees, officers and directors will have no liability whatsoever, and will be held harmless by entrants for any liability for any injuries, losses, or damages of any kind to person and property resulting in whole or in part, directly or indirectly, from the acceptance, possession, misuse, or use of the prizes, or participation in this Contest. By accepting the prize, Winner consents to the use of his/her name for publicity and promotional purposes on behalf of Sponsor with no additional compensation or further permission (except where prohibited by law). Any dispute arising from this Contest will be determined according to the laws of the Province of Ontario, including the procedural provisions of those laws, with giving effect to any choice of law or conflict of law rules. All entrants agree to consent to the jurisdiction of the courts of Ontario, sitting in Toronto, Ontario, for the determination of any matter or dispute arising under or in respect of Contest.

SPONSOR: XTM Inc. 67 Mowat Ave. Suite 437, Toronto, ON M6K 3E3.