Where Digital Pay Meets Real Opportunity.
Global Tip Distribution Software Market: Valued at $1.5 billion in 2022, projected to reach $3.5 billion by 2030, growing at a CAGR of 11.2% from 2024 to 2030. *Verified Market Reports
Driving employee success with real-time pay
AnyDay is a leader in real-time payments and digital gratuity disbursement, empowering workers with instant access to their earnings and businesses with seamless, automated payout solutions.
Driving employee success with real-time pay
AnyDay is a leader in real-time payments and digital gratuity disbursement, empowering workers with instant access to their earnings and businesses with seamless, automated payout solutions.
At AnyDay, we believe waiting to get paid should be a thing of the past.
In fast-paced, service-driven industries—including hospitality, personal care, construction, transportation, and healthcare—speed and flexibility are critical. That’s why we’re redefining how earnings and tips are delivered, accessed, and managed.
We’ve built the infrastructure for real-time financial access, delivering scalable solutions that empower frontline workers while meeting the enterprise needs of global brands.
XTM serves sectors such as hospitality, staffing, and personal care, where traditional payroll models are often inefficient or delayed. Its platform is used by top-tier brands including Marriott Hotels, Earls, Live Nation, Maple Leaf Sports & Entertainment, and Cactus Club Café.
Attract and retain top talent
Boost productivity and efficiencies
Engage employees impactfully
Built to Work With What Employers Already Use
AnyDay seamlessly integrates with leading Payroll, Time & Attendance, and POS systems—making it easy for businesses of all sizes to deploy real-time, on-demand pay without disrupting existing workflows. Our deep partner network enables faster implementation, better data accuracy, and long-term scalability across diverse industries.
Market Opportunity: Redefining How Workers Gets Paid
The traditional biweekly payroll model is outdated—and it's costing both employers and employees. Today’s workforce expects faster, more flexible access to earnings. On-demand pay is no longer a perk; it’s becoming a workplace standard.
Total Addressable Market (TAM)
The global Earned Wage Access market is projected to grow from $30.83 billion in 2025 to $242.46 billion by 2034, exhibiting a CAGR of 25.75%*. This is largely driven by growing demand for real-time payments, financial wellness tools, and workforce digitization.
Mobile-native workforce: 75% of Millennials say they would factor in earned wage benefits when deciding on a job offer.**
High-churn industries: Hospitality, retail, healthcare, and personal care face average turnover rates of 60%+, fueling demand for retention tools.***
Financial strain: 78% of U.S. workers live paycheck to paycheck. On-demand pay improves financial stability—at no direct cost to employers.
Policy tailwinds: Real-time payment rails and rising adoption of digital wallets are expanding infrastructure support.
Why now?
On-demand pay adoption is at an inflection point. Forward-thinking companies are integrating it as part of a modern compensation strategy—unlocking stronger employee engagement, operational efficiency, and competitive advantage.
Why invest in AnyDay?
This is a pivotal time for AnyDay. With new banking partnerships and funding in place to take the company to cash flow positive, the foundation in place is rapidly transforming the business:
Innovation
Processing and real time payment solutions with end-to-end program management at scale.
Momentum
Long-term contracts with a consistently growing pipeline of newly signed contracts, representing sustained MMR (monthly recurring revenue).
Acceleration
Secured Capital to drive profitability and accelerate revenue growth.
Expertise
Proven leadership team that has a successful track record of building and leading profitable, multimillion dollar companies.
