A Perfect Match for Your Money

Through the power of AnyDay, get instant access to your payouts directly in your new KOHO app and prepaid Mastercard®, plus enjoy smarter money management, tools for spending, saving, and so much more.

Step-by-Step guide to KOHO

Setting up your KOHO account is simple and straightforward. Follow the easy steps to get started.

Stay Secure,
Pay with Confidence

Your Security,
Our Priority

With Mastercard Zero Liability Protection, you’re not responsible for unauthorized transactions. Instantly freeze your card with Lock Card and add extra security with two-step verification. Spend and save confidently with KOHO.

Stay in Control of Your Payments

KOHO makes moving your money simple. Instantly add funds and pay bills—rent, utilities, and more—right in the app. With built-in Bill Pay, connect payees and stay on top of payments, all from one secure platform.

Exploring other
payout options?

With Scheduled Payouts,  your accumulated earnings are automatically deposited into the bank account you set up with us via secure EFT on the 1st and 15th of each month. Check out our step-by-step guides to set up Scheduled Payouts or switch from KOHO seamlessly.

Frequently Asked Questions

What is KOHO?
What are the benefits of KOHO?
How can I get a KOHO account for free?
When is this change happening?
Am I eligible for KOHO? 
What if I already have a KOHO account?

1 Interest rate subject to change. SIN required for interest-bearing accounts to report on interest earnings only.

2 You can cancel your KOHO plan at any time and remain on KOHO to receive instant payouts. e-Transfer fees may apply.

3 Free when you set up direct deposit or receive at least $1,000 in deposits every month, otherwise a $4.00 monthly fee. Staff start with a 30-day free trial. Mastercard and the circles design is a trademark of Mastercard International Incorporated.

Is KOHO an app and prepaid Mastercard?
What if I still have funds on my AnyDay card?
How do I order my physical card?

1 Interest rate subject to change. SIN required for interest-bearing accounts to report on interest earnings only.

2 You can cancel your KOHO plan at any time and remain on KOHO to receive instant payouts. e-Transfer fees may apply.

3 Free when you set up direct deposit or receive at least $1,000 in deposits every month, otherwise a $4.00 monthly fee. Staff start with a 30-day free trial. Mastercard and the circles design is a trademark of Mastercard International Incorporated.

Are there other ways to get paid?
Are these new payout options available across Canada?

1 Interest rate subject to change. SIN required for interest-bearing accounts to report on interest earnings only.

2 You can cancel your KOHO plan at any time and remain on KOHO to receive instant payouts. e-Transfer fees may apply.

3 Free when you set up direct deposit or receive at least $1,000 in deposits every month, otherwise a $4.00 monthly fee. Staff start with a 30-day free trial. Mastercard and the circles design is a trademark of Mastercard International Incorporated.

Where do I go if I need support for KOHO setup and ongoing support?
What if I need help when I try to verify my KOHO account?

1 Interest rate subject to change. SIN required for interest-bearing accounts to report on interest earnings only.

2 You can cancel your KOHO plan at any time and remain on KOHO to receive instant payouts. e-Transfer fees may apply.

3 Free when you set up direct deposit or receive at least $1,000 in deposits every month, otherwise a $4.00 monthly fee. Staff start with a 30-day free trial. Mastercard and the circles design is a trademark of Mastercard International Incorporated.

A Perfect Match
for Your Money.