Earned wage access

Business thrives when your people get paid anyday.

Nearly 80% of UK workers want Earned Wages Access from their employers.1 Make payday AnyDay for your people - a no-cost, retention-boosting benefit proven to impact positive financial outcomes.
1 Statistic from Reward Strategy

Millions of workers in the U.K. receive their pay via Earned Wage Access

MEET ANYDAY

What is Earned Wage Access?

Currently 1 in 10 of U.K. employers offer EWA. That means over 4 million UK workers are accessing their earned wages before payday. According to the CIPP, 90% of UK employees who choose to be paid more frequently with EWA say their finances are stable or improved.2

Earned Wage Access (EWA), also known as Employer Salary Access Scheme (ESAS), is a hugely popular financial employee benefit, providing workers with access to their wages as soon as they earn them. If your organisation isn't offering EWA to employees, you're behind the eight ball.

Why do workers value earned wage access?
Because making ends meet and living the "paycheque to paycheque lifestyle" has gotten harder for everybody. With AnyDay EWA, your people no longer have to:

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Run up high interest credit cards

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Use predatory payday loan providers

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Pay unnecessary and hefty overdraft fees

MEET ANYDAY

What is Earned Wage Access?

Currently 1 in 10 of U.K. employers offer EWA. That means over 4 million UK workers are accessing their earned wages before payday. According to the CIPP, 90% of UK employees who choose to be paid more frequently with EWA say their finances are stable or improved.2

Earned Wage Access (EWA), also known as Employer Salary Access Scheme (ESAS), is a hugely popular financial employee benefit, providing workers with access to their wages as soon as they earn them. If your organization isn't offering EWA to employees, you're behind the eight ball.

Why do workers value earned wage access?
Because making ends meet and living the "paycheque to paycheque lifestyle" has gotten harder for everybody. With AnyDay EWA, your people no longer have to:

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Run up high interest credit cards

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Use predatory payday loan providers

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Pay unnecessary and hefty overdraft fees

Employers that offer Earned Wage Access
have more motivated and loyal workers.

Employers that offer Earned Wage Access
have more motivated and loyal workers.

90%

of UK workers say their finances are stable or improved with EWA*
*Statistics from HR Magazine UK

93%

of UK employers agree that EWA helps with employee retention**
**Statistics from Figures

30%

Decrease in employee turnover after offering EWA***
*** Statistic from Peninsula Group Limited

Retain more of your best people.

Buck the turnover trend plaguing your sector with AnyDay.

Retain more of your best people.

Buck the turnover trend plaguing your sector with AnyDay.
EMPLOYEE use case

Meet worker,
Wendy

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Wendy is short £50 at the grocery store. Payday is 3 weeks away and she doesn't want to rely on her high interest credit card or have to resort to a payday loan.

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Wendy uses AnyDay and accesses a portion of her earned pay.

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Wendy transfers her £50 of earned pay to her bank account and can buy her groceries.

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On payday, her pay cheque will be £50 less to reflect what she has used for groceries.

See how AnyDay can make a positive financial impact for your team.

Employer reviewing earned wage access reports
TUrnkey implementation

Seamless payroll integration

No heavy lifting required with simple, plug and play integration. Globally certified SAP provider of EWA and integrates with a variety of leading payroll software.

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Easy setup for HR and payroll teams

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Simple client onboarding

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Customised employee activation strategy

AnyDay is the first vertically integrated Earned Wage Access program, powered by issuer-processor QRails. This means unparalleled speed, security and cost efficiencies that benefit both employers and their teams.

Make Payday AnyDay
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Easy onboarding

Seamless payroll integration

Learn about our easy onboarding and implementation. No heavy lifting with the power of payroll integration.

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Plug and play setup with minimal effort for HR and payroll teams

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Simple client onboarding

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Customised employee activation strategy

Employer reviewing earned wage access reports

Give your best workers
a great reason to stay

Whether you're ready for a hands-on walkthrough or prefer in-depth intel, we've got you covered.

Ready to schedule a
demo with us? 💻

With a live demo session, discover the seamless integration, user-friendly interface, and the impact EWA can have on your workforce's satisfaction and productivity.

Don't know about
Earned Wage Access?☝️  

Download our white paper to discover the no-cost to the employer solution that is quickly becoming the most sought after employee financial benefit across North America.

Support

Got questions?

What is Earned Wage Access?
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Currently 1 in 10 of U.K. employers offer EWA. Earned Wage Access (EWA) is a hugely popular financial employee benefit, providing workers with on-demand access to earned but unpaid wages before payday. If your organiation isn't offering EWA to employees, you're behind the eight ball.

What is AnyDay™?
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AnyDay™ is a financial wellness benefit and Earned Wage Access program, powered by XTM Inc. It improves workers’ lives by giving them access to a portion of their earned pay when they need it.

How will this help employee retention?
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AnyDay eliminates a large element of financial anxiety for workers, empowering them with financial tools that make a positive impact on their lives, morale and financial well-being.

As an employer, how can I integrate AnyDay into my payroll system?
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AnyDay seamlessly integrates with variety of payroll software, making this a turnkey solution with no manual work needed by payroll or HR teams.

Are there any fees associated with using AnyDay?
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AnyDay is free for the employer and the only provider in the market with capped fees for employees. We recognize the importance of providing immediate access to earned wages and believe that reducing fees as much as possible helps improve the financial well-being of employees. Our app also includes expert financial education from MoneyHelper.

Proudly a founding partner of Earned Wage Access Code of Practice, in collaboration with The Chartered Institute of Payroll Professionals (CIPP).