Earned wage access

Business thrives when you pay your people better.

Not more. Better. Nearly 90% of employees would stay with an employer who offered Earned Wages Access1. Make payday AnyDay for your people - a retention boosting benefit proven to impact positive financial outcomes.
1 Earned Wage Access Preferences Survey. Commissioned by Visa and conducted by AYTM

Employees accessing earned wages through their AnyDay app.

Thousands of companies pay their workers better with our instant pay solutions.

Thousands of businesses across North America benefit
from our instant pay solutions.

Earls
King Taps logo
Maple Leaf Sports Entertainment logo
Pizza Pizza Logo
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Moxie's logo
IHOP logo
Pizza Hut logo
Earls
King Taps restaurant
Maple Leaf Sports Entertainment logo
Pizza Pizza Logo
Boston Pizza logo
Moxie's logo
IHOP logo
Pizza Hut logo
Man in hospital wear holding a phone, with the phone screen showing Earned Wage Access
MEET ANYDAY

What is Earned Wage Access?

Mandated in parts of Europe and gaining popularity among North American employers, Earned Wage Access (EWA) offers a unique financial employee benefit by providing workers with on-demand access to earned but unpaid wages before payday.

Why do workers value earned wage access?

Because making ends meet and living the "pay check to pay check lifestyle" has gotten harder for everybody. With AnyDay EWA, your people no longer have to:

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Run up high interest credit cards

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Use predatory payday loan providers

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Pay unnecessary and hefty overdraft fees

Employers that offer Earned Wage Access
have more motivated and loyal workers.

Staff who feel taken care of with benefits that address their financial needs are proven to be more motivated and loyal.

81%

Employees prefer an employer with EWA*

86%

Better job performance and engagement with EWA**

72%

Decrease in employee turnover after offering EWA***

Retain more of your best people.

Buck the trend plaguing your sector with AnyDay.
EMPLOYEE use case

Meet worker,
Wendy

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Wendy is short $50 at the grocery store. Payday is next Friday and she doesn't want to rely on her high interest credit card.

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Wendy uses AnyDay and accesses a portion of her earned pay.

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Wendy instantly has $50 in her AnyDay wallet to buy her groceries.

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On payday, her pay check will be $50 less to reflect what she has used for groceries.

See how AnyDay can make a positive financial impact for your team.

Woman holding a phone with AnyDay EWA on the screen
Employer reviewing earned wage access reports
Easy onboarding

Seamless payroll integration

No heavy lifting required with simple, plug and play integration with a variety of payroll software.

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Easy setup for HR and payroll teams

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Simple client onboarding

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Customized employee activation strategy

AnyDay is the first vertically integrated Earned Wage Access program, powered by QRails. This means unparalleled speed, security and cost efficiencies that benefit both employers and their teams.

Make Payday AnyDay
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Easy onboarding

Seamless payroll integration

Learn about our easy onboarding and implementation. No heavy lifting with the power of payroll integration.

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Plug and play setup with minimal effort for HR and payroll teams

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Simple client onboarding

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Customized employee activation strategy

Employer reviewing earned wage access reports
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Give your best workers
a great reason to stay

Whether you're ready for a hands-on walkthrough or prefer in-depth reading, we've got you covered.

Ready to schedule a
demo with us? 💻

With a live demo session, discover the seamless integration, user-friendly interface, and the impact EWA can have on your workforce's satisfaction and productivity.

Don't know about
Earned Wage Access?☝️  

Download our whitepaper to discover the trending employee financial benefit that is legally mandated in certain European countries and growing at a rapid pace across North America.

Support

Got questions?

What is Earned Wage Access?
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Earned Wage Access (EWA) offers a unique financial employee benefit by providing workers with on-demand access to earned but unpaid wages before payday. It’s popular in the E.U. and the U.S., and now with AnyDay this benefit is available in Canada.

What is AnyDay™?
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AnyDay™ is a financial wellness benefit and Earned Wage Access program, powered by XTM Inc. It improves workers’ lives by giving them access to a portion of their earned pay when they need it.

How will this help employee retention?
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AnyDay eliminates a large element of financial anxiety for workers, empowering them with financial tools that make a positive impact on their lives, morale and financial well-being.

As an employer, how can I integrate AnyDay into my payroll system?
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AnyDay seamlessly integrates with variety of payroll software, making this a turnkey solution with no manual work needed by payroll or HR teams.

Are there any fees associated with using AnyDay?
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AnyDay is free for the employer and this benefit will not charge employees for accessing their earnings through AnyDay to pay for life's daily expenses via our prepaid debit card. Employees have the option to transfer their earned wages to an outside bank account, which will have a small transfer fee that applies. We recognize the importance of providing immediate access to earned wages and believe that reducing fees as much as possible helps improve the financial well-being of employees.

*This card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.