Thousands of companies pay their workers better with our instant pay solutions.

Thousands of businesses across North America benefit
from our instant pay solutions.

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Earls
King Taps restaurant
Maple Leaf Sports Entertainment logo
Pizza Pizza Logo
Boston Pizza logo
Moxie's logo
IHOP logo
Pizza Hut logo
Man in hospital wear holding a phone, with the phone screen showing Earned Wage Access
MEET ANYDAY

What is Earned Wage Access?

Popular with European and U.S. employers and now in Canada with AnyDay™, Earned Wage Access (EWA) offers a unique financial employee benefit by providing workers with on-demand access to earned but unpaid wages before payday.

Why do people value earned wage access?
Because making ends meet and living pay check to pay check has gotten harder for everybody. With AnyDay EWA, you no longer have to:

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Run up high interest credit cards

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Use predatory payday loan providers

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Pay unnecessary and hefty overdraft fees

EMPLOYEE use case

Meet worker,
Wendy

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Wendy is short $50 at the grocery store. Payday is next Friday and she doesn't want to rely on her high interest credit card.

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Wendy uses AnyDay™ and accesses a portion of her earned pay.

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Wendy instantly has $50 in her account to buy her groceries.

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On payday, her pay check will be $50 less to reflect what she has used for groceries.

Excited about the sound of EWA? Send a request for this benefit to your employer by filling out the form below.

Woman holding a phone with AnyDay EWA on the screen
Easy onboarding

Seamless payroll integration

Learn about our easy onboarding and implementation. No heavy lifting with the power of payroll integration.

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Plug and play setup with minimal effort for HR and payroll teams

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Simple client onboarding

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Customized employee activation strategy

Employer reviewing earned wage access reports
Support

Got questions?

What is Earned Wage Access?
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Earned Wage Access (EWA) offers a unique financial employee benefit by providing workers with on-demand access to earned but unpaid wages before payday. It’s popular in the E.U. and the U.S., and now with AnyDay™ this benefit is available in Canada.

What is AnyDay™?
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AnyDay™ is a financial wellness benefit and Earned Wage Access program, powered by XTM Inc. It improves workers’ lives by giving them access to a portion of their earned pay when they need it.

How will this help employee retention?
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AnyDay™ eliminates a large element of financial anxiety for workers, empowering them with financial tools that make a positive impact on their lives, morale and financial well-being.

As an employer, how can I integrate AnyDay™ into my payroll system?
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AnyDay™ seamlessly integrates with variety of payroll software, making this a turnkey solution with no manual work needed by payroll or HR teams.

Are there any fees associated with using AnyDay™?
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AnyDay™ is free for the employer and this benefit will not charge employees for accessing their earnings through AnyDay™ to pay for life's daily expenses via our prepaid debit card. Employees have the option to transfer their earned wages to an outside bank account, which will have a small transfer fee that applies. We recognize the importance of providing immediate access to earned wages and believe that reducing fees as much as possible helps improve the financial well-being of employees.